The answer is generally no. AffirmX’s platform supports the asynchronous communication we use with our clients to promote efficiency, it uses algorithms to calculate risk and prioritize requests, it presents and supports the dashboard and assessment questionnaires, custodies the file vault and manages data flow. Our compliance experts, many of whom were examiners for regulatory agencies or in auditing for banks and credit unions for 20 plus years, primarily make the decisions from the reports and files they receive uploaded onto the platform. It is as if you have a team of experts in your financial institution all the time, yet they never bother you.