Imagine you spent hours and hours in the kitchen carefully preparing meals for someone, only to learn later that, instead of eating those meals, they had ordered pizza, letting your hard work spoil in the refrigerator. You'd probably be steamed. Similarly, you'd probably be a bit peeved if you learned that instead of using your [...]
If you're a fashion fanatic and you want to get a jump on what will be hot next season, you'd probably want to look to the current fashion trends in New York. After all, New York, New York is known as one of the fashion capitals of the world. Now, if you're in charge of [...]
Marketers of diet and exercise programs like to point out that their programs target the "trouble spots" of the body. "Trouble spots" generally refer to parts of the body that people typically have a hard time keeping in shape, like the tummy or upper thighs for example. There are targeted workout programs that claim, "just 15 [...]
The human brain is quite amazing. It can take an incomplete image and fill in the gaps to create a complete picture. Research suggests that your brain processes the insertions it makes as if it had actually seen the complete picture. Look at the image on the right, for example. It may take a moment, [...]
Besides being trustworthy, loyal, thrifty, and brave, a Boy Scout is always prepared. After all, that's their motto. Be prepared. It's a good motto. You may laugh at your former Boy Scout friend who packs an extra heavy sleeping bag and winter clothes to the weekend summer camping trip, but as soon as the dark clouds roll [...]
There are things in life that are really good, until you stop paying attention to their effects. Take donuts for example. Donuts may be one of the best foods ever invented, but if all you focus on is how good they are, the waistband of your jeans will soon be uncomfortably tight. The donut of [...]
A good superhero movie isn't complete without the supervillain. In several superhero films, problems arise when the villain discovers, or stumbles upon, some sort of secret formula that gives superhuman strength, causes a transformation into an aggressively evil creature, or creates some sort of weaponized chemical. Sometimes, like in The Amazing Spider-Man, the villain starts off with [...]
Asking which is the most common compliance question is like asking which is the most popular ice cream flavor—kind of expected (it’s vanilla according to the International Dairy Foods Association). But rather than deal with the obvious, vanilla question of "How do I ensure a satisfactory rating on my next compliance examination?", we've categorized questions [...]
With nearly 130 episodes spanning 3 years, Risk Watch has covered a lot of topics. One of the topics we've revisited several times is suspicious activity reporting, or SARs. We've brought these six SAR episodes out of the Risk Watch Central vault (available through My Risk Inbox) to help you brush up on your SAR basics at no [...]
The CFPB recently released a proposal to amend Regulation B, which implements the Equal Credit Opportunity Act. With the proposed amendments, the CFPB is seeking to give mortgage lenders more flexibility when it comes to collecting consumers’ demographic information. Currently, under Reg. B, lenders are not permitted to ask consumers about their race, religion, national [...]
